Greetings Bloggers!!
Last week I mentioned that this was our year of Prosperity, Growth, and Self Empowerment. What better time to start than now, TODAY! Let’s start with prosperity shall we? How many of you are living paycheck to paycheck? How many of you have worked all of your lives, busting your butt and at the end of the day, you can barely make ends meet? How many of you patronize businesses that are often owned and operated by young twenty-somthing bombshells who received start up capital from mommy and daddy? Do you ever think to yourself, “Why do I have it so rough?” “Why are so many others prospering financially and are not any smarter than I am?” Is it luck? Are they rich?
I have asked myself this question for years and I think that I have found the answer.
1. Don’t be lazy! Why are you willing to bust your butt for your employer but not for yourself?
2. Get more than one stream of income. Think of Oprah, Russell Simmons, Michael Jordan, Donald Trump, and the list goes on and on. What do these WEALTHY people have in common? They all have MULTIPLE streams of income. Please stop relying on your one paycheck to get ahead, it will never happen. Here are some very simple ways to start making your money work for you today:
There are other means of prosperity that I will share throughout the week. For now, STOP BEING LAZY!! If you don’t think that you can squeeze enough money out of your budget to open a CD, start a Christmas club savings account. If that’s not possible, get a piggy bank for crying out loud and dump your spare change in it everyday. I started a piggy bank for my son, and would you believe that after 6 months he had accumulated over $300 in spare change? GET STARTED!! NO EXCUSES THIS YEAR!!
I’m so excited about this year, can you feel my excitement? Touch the screen and get some of my excitement! This is the year that I accumulate wealth and I’m trying to take you with me, don’t miss the boat folks!! Even God himself said that the world is ours for the taking. He has a bigger plan for your life than you have for yourself. However, you must make the first move! Go get YOUR piece of the American Pie! People risk their lives everyday to come to our country; many of those people are rich right now. You and I were born and raised here and live check to check. That’s insane isn’t it?
I want to hear from you. I need to know that I’m reaching someone besides myself! Share with us how you plan to get your piece of the American pie.
Your favorite gal pal,
KC
Last week I mentioned that this was our year of Prosperity, Growth, and Self Empowerment. What better time to start than now, TODAY! Let’s start with prosperity shall we? How many of you are living paycheck to paycheck? How many of you have worked all of your lives, busting your butt and at the end of the day, you can barely make ends meet? How many of you patronize businesses that are often owned and operated by young twenty-somthing bombshells who received start up capital from mommy and daddy? Do you ever think to yourself, “Why do I have it so rough?” “Why are so many others prospering financially and are not any smarter than I am?” Is it luck? Are they rich?
I have asked myself this question for years and I think that I have found the answer.
1. Don’t be lazy! Why are you willing to bust your butt for your employer but not for yourself?
2. Get more than one stream of income. Think of Oprah, Russell Simmons, Michael Jordan, Donald Trump, and the list goes on and on. What do these WEALTHY people have in common? They all have MULTIPLE streams of income. Please stop relying on your one paycheck to get ahead, it will never happen. Here are some very simple ways to start making your money work for you today:
1. All of my readers should participate in a
401(k) plan if your employer offers one. If they will match your
contribution up to a certain percentage, DO IT! If your company matches up
to 6%, invest 6%. Should you invest more? NO!! After you have
reached your top matching potential, you are just simply putting money aside
with the rest. If you want to invest more than 6% then go to step
#2.
2. Open a CD (Certificate of
Deposit). I find that banks don’t necessarily have the best interest
rates. You can often get higher percentage rates at credit unions and
online institutions. Some of the best rates out there are from GMAC (www.gmacbank.com). I have worked with
them for over 3 years; no complaints.
There are other means of prosperity that I will share throughout the week. For now, STOP BEING LAZY!! If you don’t think that you can squeeze enough money out of your budget to open a CD, start a Christmas club savings account. If that’s not possible, get a piggy bank for crying out loud and dump your spare change in it everyday. I started a piggy bank for my son, and would you believe that after 6 months he had accumulated over $300 in spare change? GET STARTED!! NO EXCUSES THIS YEAR!!
I’m so excited about this year, can you feel my excitement? Touch the screen and get some of my excitement! This is the year that I accumulate wealth and I’m trying to take you with me, don’t miss the boat folks!! Even God himself said that the world is ours for the taking. He has a bigger plan for your life than you have for yourself. However, you must make the first move! Go get YOUR piece of the American Pie! People risk their lives everyday to come to our country; many of those people are rich right now. You and I were born and raised here and live check to check. That’s insane isn’t it?
I want to hear from you. I need to know that I’m reaching someone besides myself! Share with us how you plan to get your piece of the American pie.
Your favorite gal pal,
KC
1 comment:
I think you are so right. I started the year lethargic and struggling to find what promise the new year would hold for me. It dawned on me that God has placed so many blessings in my life and that the promise of the new year is there...I just have to find it, seek it and take advantage of it. Thanks for helping me to see the positives and to start there instead of focusing on the negative.
Galaxy Girl
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